Fuse Lending

https://loansonline-ph.com/Fuse
Easy to apply
4.5/5
Approval time
4.3/5
No hidden condition
3.7/5
Renewal rules
3.6/5
Service quality
4.5/5
Customer support
5.0/5
Borrower requirements
  • You must be 18+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
Optional
  • Credit or Debit card
Contact information
Phone number: +632 5310 6918
Shedule Monday - Saturday from 9:00 to 18:00
Mon
Tue
Wed
Thu
Fri

Fuse Lending Philippines is a company that has been making waves in the financial industry. With their innovative approach to lending, they have been helping countless Filipinos achieve their financial goals. Fuse is committed to providing their clients with the best possible service, and they have a team of experts who are always available to answer any questions or concerns. In this blog, readers will learn more about Fuse and what sets them apart from other lending companies. From their mission and values to their products and services, this blog will provide a comprehensive overview of everything Fuse has to offer.

Loan parameters
  • Loan amount
    300 - 300.000 PHP
  • Interest rate
    0,8 - 3,5 % per month
  • Term
    5 - 30 days
  • Age
    18+ years
  • Service fee
    from 10% to 20% of the loan amount

How exactly does Fuse’s lending platform work?

Unlike traditional lending institutions, Fuse utilizes a peer-to-peer lending model. This means that instead of borrowing money from a bank or other financial institution, borrowers receive loans from individual investors who are looking to earn a return on their investment.

Fuse matches borrowers with investors based on a variety of factors, including creditworthiness, loan amount, and loan purpose. Once a borrower is matched with an investor, they receive the funds they need to finance their project or cover their expenses.

One of the biggest benefits of using Fuse’s platform is the speed at which loans are approved. Traditional lenders often require extensive documentation and credit checks, which can take weeks or even months. Fuse, on the other hand, streamlines the application process and can provide loan approvals in as little as 24 hours.

In addition to quick approvals, Fuse also offers flexible repayment options. Borrowers can choose from a variety of repayment terms and schedules to find the option that works best for their financial situation. This level of flexibility allows borrowers to pay off their loans on their own terms and avoid unnecessary stress and financial burden.

Overall, Fuse’s lending platform is a game-changer for those in need of financial assistance. Its innovative approach to lending provides quick approvals and flexible repayment options, making it a more convenient and accessible option than traditional lenders. With Fuse, borrowers can get the funds they need without the hassle and stress of dealing with a bank or other financial institution.

Pros
  • Online application
  • Fast Loan Approval
  • Flexible loan terms
Cons
  • Limited list of services
  • Limited loan term

Types of Loans Offered by Fuse Lending

If you’re looking for a loan, whether it’s for personal or business use, Fuse has got you covered. Let’s take a look at the different types of loans they offer and what makes them unique.

Personal Loans

Fuse offers personal loans that are designed to help you cover unexpected expenses, pay off debt, or invest in your future. Whether you need a small loan or a larger amount, Fuse can provide you with the funds you need. Their personal loans come with flexible repayment terms and competitive interest rates, making them a popular choice among borrowers.

To qualify for a personal loan from Fuse, you need to be a Filipino citizen or a resident of the Philippines, at least 21 years old, with a stable source of income. You will also need to provide proof of identity and income, as well as other documents as required by the lending institution.

Business Loans

Fuse also offers business loans that are tailored to the needs of small and medium-sized enterprises (SMEs) in the Philippines. These loans are designed to help businesses grow, expand, or overcome financial challenges. Whether you need capital for inventory, equipment, or marketing, Fuse can provide you with the funds you need to take your business to the next level.

To qualify for a business loan from Fuse, you need to be a registered business in the Philippines, with a proven track record of profitability and sustainability. You will also need to provide proof of identity and income, as well as other documents as required by the lending institution.

Salary Loans

Fuse also offers salary loans that are designed to help employees meet their short-term financial needs. These loans are ideal for those who need immediate cash for emergencies, medical bills, or other unexpected expenses. With salary loans from Fuse, you can get the funds you need quickly and easily, without the need for collateral or a guarantor.

To qualify for a salary loan from Fuse, you need to be a regular employee with a stable source of income. You will also need to provide proof of identity and income, as well as other documents as required by the lending institution.

Requirements for applying Fuse loan

First and foremost, borrowers who want to apply for a loan through Fuse must be at least 21 years old. This is a standard requirement across all lending institutions in the Philippines. Additionally, borrowers must be a Filipino citizen or a permanent resident of the country.

Another important eligibility requirement that Fuse looks at is the borrower’s income. Applicants must have a stable source of income, with a minimum monthly salary of PHP 10,000. This is to ensure that borrowers have the capacity to pay back the loan they’re applying for.

In terms of credit score requirements, Fuse is more lenient compared to traditional banks. However, applicants with a good credit score will have a better chance of approval and may even qualify for lower interest rates. If you don’t have a credit score or have a poor credit score, Fuse may require additional documents to prove your ability to repay the loan.

Apart from these eligibility requirements, Fuse also requires borrowers to provide certain documents when applying for a loan. These include a valid government-issued ID, proof of income (such as payslips or bank statements), and proof of address (such as utility bills or lease agreements).

It’s important to note that meeting these eligibility requirements does not guarantee approval for a loan through Fuse. The company also looks at other factors such as employment status, existing debts, and loan purpose when evaluating loan applications.

Fuse Application Process

Fuse Lending Philippines is one of the leading online lending platforms in the country. It offers a fast and convenient way for individuals to secure a loan to address their financial needs. If you’re interested in applying for a loan through Fuse, this blog post will provide you with a step-by-step guide on how to do so.

Step 1: Visit the Fuse website

The first step in applying for a loan through Fuse is to visit their website. Once you’re on the homepage, you’ll be able to see the different loan products that are available. Take a look at the different options and choose the one that’s most suitable for your needs.

Step 2: Create an account

After choosing your desired loan product, the next step is to create an account on the Fuse website. You’ll need to provide some personal information such as your full name, email address, and mobile number. You’ll also need to set a password to secure your account.

Step 3: Fill out the application form

Once you’ve created your account, you’ll be directed to the loan application form. You’ll need to provide some basic information about yourself, including your age, employment status, and monthly income. You’ll also need to provide some details about the loan that you’re applying for, such as the amount you’re requesting and the repayment terms that you prefer.

Step 4: Submit the necessary documents

After filling out the application form, you’ll need to submit some documents to support your loan application. These documents may include a valid ID, proof of income, and proof of address. Make sure to have these documents readily available to avoid any delays in processing your application.

Step 5: Wait for approval

Once you’ve submitted your application and the necessary documents, all you have to do is wait for approval. Fuse’s team will review your application and notify you of the results via email or SMS. If your application is approved, the funds will be disbursed to your designated bank account within 24 hours.

Applying for a loan through Fuse is a quick and easy process. Make sure to have all the necessary documents ready when filling out your application form to avoid any delays in processing your loan. With Fuse’s fast approval process and flexible repayment terms, you can get the financial assistance you need in no time.

How to Cancel Fuse Lending Loan

Once you’ve entered into a loan agreement with Fuse Lending, it’s important to note that the agreement is binding and cannot be cancelled. The funds are immediately transferred to your bank account upon agreement. The best course of action in this situation is to ensure timely repayment of the loan. It’s essential to carefully consider all aspects of the loan and fully understand the terms before committing to the agreement.

Fuse reviews

AN
Anya Nicolas
09 November 2024
Total disappointment! I was expecting a quick response but waited 3 days before I got any confirmation. If you’re in an emergency, don’t count on them.
HM
Hilario Mertz
24 October 2024
Fuse is a lifesaver! I needed money for an emergency, and they approved me fast. The app is easy to use, and the support was very helpful. Definitely recommend for short-term needs.
J
Jean45
13 October 2024
Fuse was fine. The process was pretty standard, and I got the money on time. The rates are a bit high, but that’s expected with these types of loans. Not bad for a quick fix.
J
Juanito
30 September 2024
Fuse claims to be fast and convenient, but in reality, it wasn't all that smooth. I took out 8,000 PHP, thinking it would help me out temporarily, but when it was time to repay, I found there were hidden fees everywhere. Honestly, not what I expected. Next time, I’ll look for something more transparent.
LA
Lina Alvarez
19 August 2024
After a bad experience with another company, I was wary of turning to Fuse, but my fears were in vain. The loan process went smoothly, without any hassle with documents. The terms are clear, and the repayment is flexible. It was very helpful that you can repay the loan early without penalties. Thank you for your work and attention to your clients!
JT
Jonathan Tamayo
17 August 2024
The loan process was smooth, and the funds arrived fast.
MK
Marisa Kuhic
15 August 2024
My experience with Fuse wasn’t great. They lure you in with promises of low-interest rates, but once you’re approved, the hidden fees and extra charges start piling up. What was supposed to be a quick loan turned into a financial headache. The customer service wasn’t helpful either when I tried to clarify the charges. Honestly, there are better options out there. Be careful!
SU
Sheila Uy
02 August 2024
Excellent service! The loan was approved and disbursed quickly.
MTS
Maria Teresa Santos
21 July 2024
Easy application process and quick disbursement of funds.
RJ
Ricardo Juan
25 June 2024
I have been using FUSE Philippines for over a year now and I am very happy. It is a convenient way to get loans without having to visit a bank. I plan to continue using their services and recommend them to anyone looking for a reliable lender.
AH
Angela Herrera
02 June 2024
Very pleased with the service. Everything went quickly and without any problems. Money is in the account within 15 minutes after approval.
RV
Roberto Villanueva
20 May 2024
Applying for a loan online went smoothly and quickly. I liked that all the conditions were clearly stated, with no hidden fees.
PL
Patricia Luna
09 May 2024
Very convenient and fast. The application was approved in 10 minutes, the money was credited to the account within half an hour. Great service!
Fast and Easy Loans Online
Fast and Easy Loans Online
Ready? Get it only in 5 minutes!

Testimonials

Janet Halvorson
I use not the first time. Convenient conditions for obtaining an online loan. Friendly managers always resolve issues.
Marilyn Garcia
Convenient and understandable service for obtaining online loans. Very helpful in difficult times.
Nelson Delos Reyes
At first I was suspicious, but what to do, money is needed. I asked everything in the chat so that there would be no unpleasant surprises. I took it back, there were no problems, but of course I had to pay for the use. It seems that it was under...
Trevion O\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\'Reilly
You lend around the clock. The layout is transparent. I took out a regular loan with no collateral. Closes without problems.
Apply Now

Applying does NOT affect your credit score!

No credit check to apply.