Pococash is an online lending platform designed to offer accessible and convenient loans without the need for collateral. This fully online service simplifies the borrowing process, eliminating the need for in-person meetings. Poco Cash provides flexible repayment terms ranging from 96 to 365 days and offers competitive interest rates, making it a trusted choice for those in need of financial support.
Is Pococash Legit?
Pococash is a product of Copperstone Lending Inc., fully compliant with Philippine laws and regulations. It is officially registered with the Philippines’ Securities and Exchange Commission (SEC) under registration number 2021050012959-04, and holds a certificate of authority (No. 3454), ensuring that it operates legally and transparently. Users can feel confident in the platform’s legitimacy and safety when applying for a loan.
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Loan amount500 - 20.000 PHP
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Interest rate3% per month
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Term91 - 365 days
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Age18+ years
Pococash Loan Options
Here’s an overview of the loan offerings available to borrowers approved by Poco Cash:
- Loan Amount: From ₱1,000 to ₱20,000
- Loan Term: 91 days to 365 days
- Interest Rates: 3% per month
- Processing Fee: Between ₱100 and ₱500
Pococash stands as a trusted solution for Filipinos seeking financial flexibility, offering convenient terms, secure processing, and reliable service, all backed by a regulated and lawful platform.
Poco Cash Loan Requirements
Applying for a loan through Pococash is straightforward, with minimal requirements to make the process accessible for a wide range of borrowers:
- Applicants must be at least 18 years old and citizens of the Philippines.
- Valid ID is required for identity verification.
- Supports individuals with a positive credit history or those with no outstanding bad debts.
- Applicants must have an active primary bank account for loan disbursement and repayments.
- Stable employment and a consistent monthly income are necessary.
By meeting these requirements, customers can easily apply for a loan on Poco Cash, a platform dedicated to providing secure and reliable financial solutions.
How to Apply for a Loan on PocoCash
To apply for a loan through Poco Cash, users can follow these straightforward steps to ensure their application is successfully processed:
- Step 1: Start by downloading the PocoCash app to your device or registering directly on their website. The app is available for download via the Poco Cash APK/IOS.
- Step 2: Create an account by completing the required personal information form within the app, ensuring all details are accurate.
- Step 3: Set up your loan profile by selecting your desired loan package, term, and other details as specified in the application form.
- Step 4: Carefully review your information, double-checking for accuracy, and then confirm your loan application.
- Step 5: After submission, the PocoCash system will evaluate your application. Upon approval, the loan amount will be disbursed directly into the borrower’s primary bank account.
Before confirming the loan, users are encouraged to read PocoCash’s terms and conditions carefully. Be fully informed of applicable fees, interest rates, and payment obligations to ensure timely repayments that align with your financial capacity.
How to Repay a Poco Cash Loan
PocoCash provides flexible payment options, allowing borrowers to choose from multiple convenient methods:
- Payment Centers: Pay through 7-Eleven using the CLiQQ app or CLiQQ terminal.
- Bank Transfer: Transfer funds directly to PocoCash’s designated bank account.
- M. Lhuillier: Process payment through any M. Lhuillier branch.
- E-Wallets: Use popular e-wallet services like GCash, PayMaya, ECPay, or Coins.ph for quick and easy transactions.
Contacting PocoCash
For inquiries or assistance, users can reach the Poco Cash team through the following channels:
- Operating Hours: 9:00 AM – 7:00 PM, Monday through Saturday
- Email: [email protected]
- Address: 12, 108 Dalupan St1, Sampaloc Stream, Manila, 1008 Metro Manila, Philippines
If you have any questions or require support regarding PocoCash loan services, feel free to reach out for prompt assistance from the customer support team.
Pococash Loan App Review and Feedback
PocoCash has garnered positive reviews from users across the Philippines, achieving an impressive 4.6-star rating. Customers often commend the platform for its legitimate, secure, and reliable loan services, making it a favored choice among online lending platforms.