Zippeso is a legitimate online lending app providing fast and reliable credit solutions to users across the Philippines. Designed for convenience, Zippeso offers flexible terms and competitive interest rates, making it a go-to platform for those needing quick access to funds with minimal hassle.
What is Zippeso?
Zippeso is an authorized online lending application that provides credit services through digital channels. The platform allows customers to apply for loan amounts up to 20,000 pesos, with repayment terms extending up to 365 days. This service is tailored to meet the financial needs of individuals, delivering ease and speed in accessing funds without complicated procedures.
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Loan amount2.000 - 90.000 PHP
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Interest rate182,5% per year
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Term91 - 180 days
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Age18+ years
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Service fee0.1% to 0.35%
Why Choose Zippeso?
There are several reasons why Zippeso stands out in the lending industry:
- Registered and Compliant: Zippeso operates under the regulatory standards of the Philippine SEC.
- Privacy-First Approach: Ensuring the security of personal data is Zippeso’s highest priority, maintaining robust privacy measures that protect customer information.
- Flexible Loan Terms: Zippeso provides competitive interest rates, substantial loan amounts, and flexible repayment options to suit various financial situations.
- Streamlined Process: Zippeso simplifies the lending process, ensuring quick disbursement of funds and reliable customer service.
Is Zippeso Legit?
Yes, Zippeso is a legitimate and regulated lending platform in the Philippines. Its legal status can be verified on the SEC website, which lists the following official information:
Company Name | Treasure Bowl Fintech Lending Corp |
Anniversary Date | December 7, 2022 |
Registration Number | CS201916340 |
Certificate Authority Number | 3101 |
How to apply Zippeso loan
Applying for a loan with Zippeso is a simple, streamlined process designed for ease and efficiency. Here’s how it works:
- Download the App
Start by downloading the Zippeso app directly from Google Play for quick access.
- Personal Information
Enter basic personal information to begin your loan application.
- Contact Information
Add the contact details of friends or references to support your application.
- Identity Verification
Complete your profile by providing valid identification details for verification.
- Submit and Await Approval
Once you submit, Zippeso’s system automatically reviews your application, providing a fast and efficient response.
Zippeso’s user-friendly process makes obtaining a loan hassle-free, with approvals typically granted in a matter of minutes.
Who Can Apply for Zippeso Loans
Zippeso serves eligible Filipino citizens who meet the following requirements:
- Filipino Citizenship
- Age: 18 to 60 years
- Identification: One valid government-issued ID
- Income: Proof of stable income
Zippeso Loan Payment Options
Repaying a Zippeso loan is convenient and flexible, thanks to multiple disbursement channels that cater to all users. Here’s how you can make your payment:
- Bank Transfers: Zippeso accepts payments through nearly all major banks, including BDO, BPI, Unionbank, and Security Bank, ensuring easy access for users with bank accounts.
- E-Wallets: For digital convenience, Zippeso supports popular e-wallet options like GCash, PayMaya, and GrabPay, making payments seamless and quick.
- Over-the-Counter (OTC) Options: Cash payments are accepted at major OTC locations like MLhuillier, RD Pawnshop, 7-Eleven, and Cebuana, providing options for users without bank accounts or e-wallets.
Zippeso’s diverse payment channels make it easy to stay on top of loan payments, whether through banks, e-wallets, or OTC locations across the Philippines.
How to Cancel a Zippeso Loan
Once a Zippeso loan agreement is confirmed via SMS, it cannot be canceled, as the funds are immediately disbursed to the borrower’s bank account. The only available option in this case is to repay the loan as soon as possible to settle the debt. Loan cancellation is only possible before signing the contract, so borrowers should carefully review all terms prior to finalizing the agreement.
Zippeso Reloan
After successfully completing a first loan with Zippeso, eligible users may consider applying for a second loan or “reloan.” The available loan amount for this reloan will depend on the borrower’s repayment history and past experience with Zippeso. By assessing these factors, Zippeso aims to offer tailored loan options that align with each user’s financial standing.
As a trusted and legally compliant lending platform, Zippeso prioritizes customer satisfaction, privacy, and accessible lending. With competitive loan limits and affordable interest rates, Zippeso strives to offer a reliable and user-friendly service for Filipino borrowers. For more details on the reloan process, borrowers can visit Zippeso’s official website or contact their customer support team.
Customer Service
Zippeso Philippines is committed to providing quality lending services to its users. For any inquiries or assistance, borrowers can reach out to Zippeso’s customer service team by emailing [email protected]. Responses are typically provided within 1 to 5 business days, ensuring that all customer concerns are addressed promptly.