Light Kredit

If you’re in need of quick financial assistance, the LIGHT KREDIT PH app offers a reliable and hassle-free loan solution. With a range of flexible options tailored to suit various needs, LIGHT KREDIT PH is your trusted partner in borrowing. Featuring a user-friendly interface and an efficient loan process, the app ensures fast access to funds. Additionally, app users can enjoy exclusive promotions and offers. Don’t wait—download the app and sign up today to enjoy seamless loan services.

Is Light Kredit legit?

LIGHT KREDIT PH is a legitimate lending platform. It operates as a legal, licensed provider of financial services in the Philippines, offering personal loans through its mobile app. LIGHT KREDIT PH complies with the rules and regulations set by the Bangko Sentral ng Pilipinas (BSP), which is the regulatory authority for financial institutions in the Philippines. Ensure that the company is registered with the BSP or other regulatory bodies to ensure that it follows the legal and financial guidelines.

Despite these, always be cautious when dealing with loans online. Make sure you fully understand the loan terms, fees, and repayment schedules. If in doubt, you can reach out to their customer service or check their official website for further verification.

Convenience of LIGHT KREDIT Loan

• Swift Loan Approval. Thanks to advanced technology, the LIGHT KREDIT PH app provides loan approval within just 5 minutes. This process ensures fairness and efficiency while maintaining strict privacy and data security. For first-time users, loan approval is prioritized to offer the best possible experience from the start.
• Get Funds Directly in Your Bank Account. To receive the loan, all you need is an active bank account. The entire loan process is handled online, saving you valuable time. Once approved, the funds will be transferred directly to your bank account without any delays.
• Top-Notch Data Security. Your privacy is our priority. At LIGHT KREDIT PH, we take every measure to protect your personal information. In case of any issues, we ensure swift resolution, taking full responsibility to safeguard your details.
• Customer Support You Can Rely On. Our dedicated support team is always ready to assist you with any questions or concerns related to your loan. Whether you need guidance or advice, feel free to contact us. We are committed to providing an exceptional customer experience at every step of your journey.

Product Details for LIGHT KREDIT PH

• Flexible Loan Amount: Borrow between PHP 1,000.00 and PHP 80,000.00, based on your needs.
• Loan Term: Choose loan terms ranging from 91 days to 365 days.
• Annual Interest Rate: The maximum APR is 34.675% per year or 0.095% per day.

Example of Peso Cash Loan:

For a 120-day loan of ₱ 5,000, here’s how the fees break down:

• One-time Service Fee: ₱ 5,000 * 10% = ₱ 500
• Funds Received: ₱ 5,000 – ₱ 500 = ₱ 4,500
• Interest: ₱ 5,000 * 14% * 120/365 = ₱ 230
• Total Repayment: ₱ 5,000 + ₱ 230 = ₱ 5,230

How to borrow money with the LIGHT KREDIT PH App

Step 1: Download the App. Start by downloading and installing the LIGHT KREDIT PH app directly from the official website.

Step 2: Register and Create Your Account. Once the app is installed, register and open your account by providing the necessary information as prompted within the app.

Step 3: Select Your Loan Amount and Repayment Period. Choose the loan amount and repayment term that best suits your needs within the app.

Step 4: Verify Your Information. Confirm all your details and loan preferences in the app. This completes around 95% of the process. Once verified, you just need to wait for the app’s approval, after which your funds will be transferred immediately. Thanks to borrowing via a smartphone, the entire process becomes simpler and more convenient than ever.

Requirements for Borrowing Money Through LIGHT KREDIT Online Loan

For a smooth borrowing process, personal details should be submitted fully and accurately. To ensure the authenticity of your request, customers must provide:

• a valid ID or equivalent identification;
• must be residents of the Philippines;
• a valid phone number and an active bank account are essential to receive the loan;
• must be at least 18 years old to apply for a loan.

To ensure repayment capacity, applicants should have a stable job and a regular monthly income.

Commitment to repaying the loan according to the agreed schedule is essential to avoid penalties and maintain a good standing with LIGHT KREDIT PH.

How to Repay LIGHT KREDIT PH Loan

For repayment, we recommend these convenient options:

• GCash: Open the app, go to “Pay Bills,” and select the “Loans” option to complete your payment.
• 7-Eleven: Visit any 7-Eleven store and pay using the CLiQQ machine or CLiQQ app.
• Bank Transfer: Deposit the payment directly into our corporate bank account, details of which are provided in the app.